FAQ · Q040
Can I choose any private clinic?
Choice of clinic depends on the policy and insurer’s assistance approval — using an unapproved private clinic may require upfront payment and is not guaranteed to be reimbursed.
Your ability to choose any private clinic depends on the policy and on approval by the insurer’s assistance service — free choice is not guaranteed. Ask the insurer for the approved provider network or the assistance‑route available at your destination; using an unapproved clinic and paying yourself may result in partial or no reimbursement. Verify whether the policy meets official entry or visa requirements and treat any DEMO product on this site as illustrative until you obtain the live terms in writing.