FAQ · Q045
Does the policy cover hiking and trekking?
Mountain hiking cover depends on altitude, difficulty and remoteness; confirm elevation limits, route complexity and any evacuation or rescue restrictions with the insurer beforehand.
It depends — hiking and trekking may be covered only within specified altitude, terrain and remoteness limits, and when evacuation services are defined in the policy. Provide the insurer with the planned maximum elevation, expected route difficulty and whether professional guides or rope work are involved, and ask about search and rescue exclusions and limits. A mountain expedition is often treated very differently from a city walk, so confirm the exact boundaries of cover in writing before you travel. This website’s DEMO product is illustrative, not a live policy.